How To Qualify

To purchase a home through either of these programs, you must:

1. Meet basic HFHMGC eligibility criteria

2. Meet the qualification criteria for the individual program for which you are applying (Home Direct or Homeownership Incubator).

Basic HFHMGC eligibility criteria:

• No Sex Offenders—No household members required to register as a sex offender in any jurisdiction.  

• Income—Your income must be between 35% and 80% of the Area Median Income for the county in which you wish to purchase a home. Income limits are based upon HUD Area Median Income calculations released each year.

• Residence—You must reside or work in Harrison, Stone, or Jackson County.

Income Limits	Home Direct Program	Home Incubator Program